The Bank of Mum & Dad

Description

Before You Write That Cheque… Read This.

For many Australian parents, helping their children buy a home feels almost unavoidable.

Rising property prices, increasing living costs, and fears about the future have created a generation of parents asking the same question:

“Should we help our children financially?”

But while helping may come from a place of love, good intentions do not always lead to good outcomes.

In The Bank of Mum & Dad, Patricia Howard draws on decades of experience as both a financial journalist and adviser to explore the emotional, financial, and family consequences that can come from giving children money.

This is not a book about saying “no.”

It is a practical, honest guide to making thoughtful decisions that protect:

• Your financial security
• Your child’s independence
• Your family relationships
• Your future peace of mind

Inside the Book You’ll Discover:

✔ When helping can actually undermine your child’s confidence and independence

✔ The difference between a gift, a loan, and a future legal dispute

✔ Why family conversations about money often go wrong

✔ The hidden risks of guarantees, property ownership structures, and unequal support between children

✔ Government schemes and alternative options many parents overlook

✔ How to help wisely—without sacrificing your retirement or financial future

✔ What to do if things go wrong and family relationships become strained

A Different Kind of Financial Book
Unlike many property or finance books, The Bank of Mum & Dad recognises that these decisions are not just about money.

They are about:

• Family expectations
• Generational differences
• Fear of making the wrong decision
• The desire to help without causing harm
• Written with warmth, clarity, and real-world experience, this book offers a balanced and deeply human approach to one of the biggest financial questions facing Australian families today.

Who This Book Is For

This book is ideal for:

• Parents considering helping children buy a home
• Families discussing financial support or inheritance
• Pre-retirees wanting to protect their financial future
• Anyone wanting to make smarter, no-regrets financial decisions

Format & Pricing
Individual Book — $29.95
Buy Any 2 Books — $50 Bundle Offer

A thoughtful investment in your family’s financial future.