Description
Before You Write That Cheque… Read This.
For many Australian parents, helping their children buy a home feels almost unavoidable.
Rising property prices, increasing living costs, and fears about the future have created a generation of parents asking the same question:
“Should we help our children financially?”
But while helping may come from a place of love, good intentions do not always lead to good outcomes.
In The Bank of Mum & Dad, Patricia Howard draws on decades of experience as both a financial journalist and adviser to explore the emotional, financial, and family consequences that can come from giving children money.
This is not a book about saying “no.”
It is a practical, honest guide to making thoughtful decisions that protect:
- Your financial security
- Your child’s independence
- Your family relationships
- Your future peace of mind
Inside the Book You’ll Discover:
✔ When helping can actually undermine your child’s confidence and independence
✔ The difference between a gift, a loan, and a future legal dispute
✔ Why family conversations about money often go wrong
✔ The hidden risks of guarantees, property ownership structures, and unequal support between children
✔ Government schemes and alternative options many parents overlook
✔ How to help wisely—without sacrificing your retirement or financial future
✔ What to do if things go wrong and family relationships become strained
A Different Kind of Financial Book
Unlike many property or finance books, The Bank of Mum & Dad recognises that these decisions are not just about money.
They are about:
- Family expectations
- Generational differences
- Fear of making the wrong decision
- The desire to help without causing harm
- Written with warmth, clarity, and real-world experience, this book offers a balanced and deeply human approach to one of the biggest financial questions facing Australian families today.
Who This Book Is For
This book is ideal for:
- Parents considering helping children buy a home
- Families discussing financial support or inheritance
- Pre-retirees wanting to protect their financial future
- Anyone wanting to make smarter, no-regrets financial decisions
Format & Pricing
Individual Book — $29.95
Buy Any 2 Books — $50 Bundle Offer
A thoughtful investment in your family’s financial future.
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